Did You Know...
Insurance and Notary Services
Life Insurance
Understanding life insurance and how much coverage you may need can help when making long-term financial plans. Making plans to help support your family's financial stability in the event that you pass could help to mitigate the stress and burden of an already difficult time.
Notary and Loan Signings
Why Choose Our Company
Here’s what sets us apart…Â
Experienced Agents
As an experienced agent, Stephen has the knowledge and skills to identify customer needs, provide information, answer inquiries, submit applications, and maintain client records.
Experts In The Industry
In working with dozens of life changes, we understand how to leverage the right marketing mix to amplify coverage, while addressing the challenges and opportunities that come along with changes in life events.
You're Not Just Another Client To Us
When prospective clients ask why us over another agency, we tell the truth: We get it done. We care about the work we do and to us, they're not just another client. We're not a 100-plus person company, so we can still be much more personal and hands-on with our client
Meet Our Agents
Stephen Smith
Life Insurance Agent
Stephen is the Co-Founder of ASK Notary and Financial Services. He served honorably in the US ARMY for 21 years. He possesses a Bachelor of Science degree in Accounting and currently works for the US Government. He not only believes in professional business ethics but also in keeping the client satisfied with a job well done from start to finish. Stephen’s ability to meticulously sifts through details and motivation to share an array of information with clients allows him to stand apart from others.
Kylie Smith
Loan Signing Agent I Notary Public
Kylie is the Co-Founder of Ask Notary and Financial Services. She is an NNA Certified Loan Signing agent and commissioned Notary for the state of Florida. As an authorized Notary Public, Kylie is the director of the fingerprinting and background checks division. She is committed to providing professional, reliable and accurate services.
5 Reasons Why Life Insurance Is Important
1. It Can Help Protect Your Family Financially
Life insurance is designed to assist safeguard the financial future of your family. Even if you have resources, they are unlikely to be sufficient to meet your family’s costs for several years, if not decades, if anything unforeseen occurs to you.
2. Replacement of Lost Income
Your income may cover a portion or even all of your family’s daily needs, whether you work a 9-to-5, are self-employed, or operate a small business. Housing, food, utilities, clothing, auto maintenance, and health-care premiums are likely all part of your monthly budget, and your family will still need to fund these costs without your income. A life insurance policy’s death benefit can assist your family get the money they need to offset these costs.
3. It Can Assist Your Loved Ones With Debt Repayment
Because some types of debt don’t go away after you die, your loved ones may have to use money from your estate or sell other assets to pay them down. This could result in less money available to cover expenses.
Credit card debt, company debt, personal and/or educational loans, and home debt are all examples of debts that life insurance can assist your loved ones pay off. Life insurance can assist reduce some of the financial obligations that your loved ones may face after you pass away, at a time when they are already suffering with your loss.
4. It May Be Used To Pay For Funeral Expenses
Funerals can be costly. Dealing with this financial strain can exacerbate the emotional strain your family is already under. Your family may be able to use some of your life insurance policy’s death benefit to assist cover these expenses. To do so, the policy beneficiary might direct some of the death benefit to the funeral home, or they could pay for the funeral out of pocket and use the death benefit as reimbursement.
5. It Can Help to Pay for Future Education Expenses
If you have children, life insurance can assist your family in meeting future childcare and educational costs, particularly for college. Even if you’ve started contributing to a 529 college savings plan, the death benefit from a life insurance policy can help finance your children’s education if you die.
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